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Home buyers at an advantage

Manasa Kalouniviti
Tuesday, October 31, 2017

BANKS operating in Fiji have their own set of policies and facilities available for housing loans and Bank South Pacific has revealed that they have three types of housing loans packages available through their bank, namely the easy home loan, the easy home investment loan and the investment home loan.

Ravindra Singh, the general manager retail banking said BSP had highly trained and friendly staff members to assist their valued customers with the purchase of land or ready-built properties or constructing their own homes.

"BSP customers have the unique advantage of our mobile lending officers who are able to visit interested home buyers at their preferred time and location, even on weekends to discuss their home loan options," Mr Singh said.

"With regard to Government's vision of providing affordable housing, we have an in-house documentation team that assists customers with accessing Government's first home owners grant scheme which benefits them by boosting their housing loan equity," he said.

While they were reluctant to advise on the terms and conditions of housing loans saying it was confidential between BSP and their customers, they said the product was open to everyone who was interested and met their requirements.

On the question of how many people had been helped through these packages by BSP so far, they said they could not disclose the figure but confirmed that because of their friendly and customer centred service delivery, they had assisted many first home buyers realise their home ownership dreams.

"We offer customers the benefit of having a long term home financing solution of up to 30 years with very competitive interest rates.

"Our EasyHome Loan package offers a competitive fixed interest rate of 3.95 per cent fixed for six months and a variable interest rate of 6.25 per cent," Mr Singh said.








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