PEOPLE have been encouraged to always make an effort to prepare a budget of their earnings.
Speaking to a group of participants at a Consumer Council of Fiji workshop in Labasa on Friday, the organisation's alternative dispute and resolutions manager, Watson Nata, said preparing a budget was not difficult.
"It's always advisable to make a habit of preparing a budget where you table out your spending and savings," he said.
"When you do, also make it a habit to spend within your allocated amount for instance, if you have set aside $20 for clothing or food, make sure you spend within that amount.
"Don't overspend because you might not be able to save more money.
"If you don't know how to make a budget, you can come to the council and we can assist you how to go about preparing one."
He said such assistance was one of the council's proactive approaches in helping consumers financially.