EMPOWER Pacific has started a rural credit scheme for families of people in the sugar industry, says CEO Patrick Morgam.
"Often, it is a partner establishing a second business or the worker trialling new crops," he said.
"Anything that is likely to work can be considered. This program is funded by the European Union and this provides loans to people with workable ideas on supplementing their income."
Mr Morgam said the non-government organisation also helped prisoners near the end of their sentence identify new businesses or careers.
"The aim is to help find a reliable income and steer away from a return to crime. An important but fortunately little used service is the help Empower Pacific provides in the event of a disaster.
"Counsellors are trained and ready to provide psychosocial support to individuals and communities following the aftermath of any natural disaster."