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Fiji Time: 12:59 AM on Thursday 24 April

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GOLDEN RULES

Consumer Council Of Fiji
Monday, December 10, 2012

* Keep within your budget.

* If you have children, try and explain why you cannot afford expensive presents for Christmas.

* Shop around for bargains on food shopping.

* Start out an idea of how much in total you want to spend on presents and for whom.

* Divide the present money by the number of people to get an idea of how much to spend on each person.

* Make sure you tackle your priority debts first, those which could mean losing your home or having your gas or electricity cut off.