With a Vision "Serving Our People with Innovative Financial Solutions" HFC has been doing just that.
HFC provides a range of innovative and competitively priced financial solutions aimed at improving customers' well-being, creating wealth for future generations, and contributing to the overall economic development of our nation.
HFC's tailorùmade features help customers with options to best suit their lifestyle and financial goals. Available is a versatile Housing Loan the "Super Dream Home Loan" launched in December 2011 by the Attorney General, Aiyaz SayedùKhaiyum.
This home loan product is designed for first home owners. The minimum amount you can borrow is $30,000 to a maximum of $500,000. Equity is only 10 per cent and interest rates of 5.5 per cent for first 12 months and 7.5 per cent variable thereafter with a term of up to 30 years to repay.
"So far this product has far exceeded its expectations as we see that there is a significant demand for first home construction and renovation cases," said the relieving chief executive officer ùRaj Sharma.
It caters for those existing HFC customers who would like to renovate or upgrade their property. HFC supports the government's home ownership program and customers will be able to qualify for the maximum Vat refund of up to FJD120, 000 as the National Budget announced last year.
HFC is giving away free complimentary water tanks to customers who take up the loan as part of a sustainable water management program. Also as part of a promotion, there will be three lucky winners for a fully paid one night's accommodation at the Inter-Continental Resort at Natadola. The closing date for all entries is May 15th with the draw to be held on May 31, 2012.
HFC has the complete home solution with insurance protection, mortgage protection, valuation and security documentation, all under one roof. So please visit your nearest HFC branch and talk to them about how you can turn your dreams into reality