Home Finance Co. Ltd (HFC) has been operating in Fiji since 1962 and this year marks their 50 years of providing service to the people of Fiji. We have over the 50 years expanded our product offering from being just a home loan provider into other products and service and streamlining our operation to becoming "Customer Centric". By this we mean products and services tailored to suit our customer needs, be efficient in what we do, improve all our existing products and services thus providing greater options to its customers.
HFC currently offers Personal Loans, Business Loans, Asset Financing, Export Finance, Term Deposits, Savings Accounts and more recently Disaster Relief loans.
In addition to this we also provide a range of insurance products including General Insurance, Mortgage Protection Insurance and Health Insurance through its Agency arrangement with Tower Insurance and FijiCare Insurance Limited.
We offer very competitive interest rates for term deposits and savings account. We also provide specifically targeted savings account such as the "Young Star"which is designed for young savers with a minimum deposit of $10. There is also a package for Senior Citizens over 50 years of age and is specifically designed for retirees who can take advantage of the high interest rates upon acquiring their pension payouts.
Our "Super Dream Loan Package" is one of the extraordinary home loan products in the market today for first home owners.
The minimum amount you can borrow is $30,000 to a maximum of $500,000.
The equity is only 10 per cent and the rest is covered through special insurance scheme (Excess Loan Guarantee). Interest rates are 5.50 per cent for first 12 months and thereafter 7.50 per cent variable thereafter with a term of up to 30 years to repay..
"We are a local financial institution and what is important to the customer is also important to us," said Isikeli Tikoduadua the HFC chief executive officer.
"So do visit us and see our friendly staff or give us a call," he added.